Terms and Conditions

Effective Date: [Insert Date]

Welcome to xctor.com (“Website”, “Site”, “we”, “our”, or “us”). By accessing or using our website https://xctor.com/, you agree to be bound by these Terms and Conditions. Please read them carefully before using our services.

1. Acceptance of Terms

By using this Website, you acknowledge that you have read, understood, and agree to comply with these Terms. If you do not agree, you should not use this Website.

2. Use of the Website

You must be at least 13 years old to access this Website.
You agree not to misuse the Website, including but not limited to attempting to gain unauthorized access, spreading harmful software, or engaging in illegal activities.
Content on this Website is provided for informational purposes only and may change without notice.

3. Intellectual Property

All content published on this Website (including articles, graphics, logos, and design) is the property of xctor.com or its licensors.
You may not copy, reproduce, distribute, or republish any content without prior written consent from us.

4. Google AdSense and Advertising

This Website uses Google AdSense to display ads. Google, as a third-party vendor, uses cookies to serve ads based on your prior visits to this Website and other sites.
Users may opt out of personalized advertising by visiting Google Ads Settings.
We are not responsible for the content of advertisements displayed through Google AdSense or any third-party services.

5. External Links

Our Website may contain links to third-party websites. We are not responsible for the accuracy, legality, or content of these external sites. Visiting third-party sites is at your own risk.

6. Limitation of Liability

We do not guarantee that the Website will always be available, error-free, or free of harmful components.
Under no circumstances shall xctor.com or its affiliates be liable for any damages arising out of your use of this Website.

7. Privacy Policy

Your use of this Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your data.

8. Modifications to Terms

We may update these Terms and Conditions at any time without prior notice. Changes will be posted on this page with a revised “Effective Date.”

9. Governing Law

These Terms and Conditions shall be governed by and construed under the laws of your country of residence.

10. Contact Information

If you have any questions about these Terms, please contact us:

Author: John Anderson (example random name)
Email: contact@xctor.com